Business Financial Solutions

Helping Businesses to Grow

As a non-bank lender, BIXCEL provides asset or cash flow funding, taking your business further and always willing to go the extra mile.

Quick Loans

Easy steps to get loan at your doorstep

Experience the convenience of securing a loan from home with our straightforward and efficient process at BIXCEL, where we specialise in personalised loan solutions tailored to your financial needs.

Fast & Hassle-Free

No red tape. Quick approvals and fast funding to keep your business moving.

For All Business Stages

From startups to scale-ups, we fund businesses at every stage of growth.

Fintech-Driven

Smart, digital lending powered by fintech—fast, paperless, and transparent.

1. Consultation

Only 10 min

Consult with BIXCEL’s dedicated Loan Specialist to help you throughout the loan application.

2. Contract Sign

Only 10 min

Once all details are verified, we will send you the contract for signature.

3. Pre-approval

Only 1-2 hours

Secure approval efficiently within two hours.

4. Settlement

Only 1-2 hours

Funds to be transferred so you can pick up your purchase

Vehicle
Cashflow

Streamline hassle free application to save time

Take advantage of our competitive rates and expedited one-day ABN acceptance.

Effortless Applications

Finance your next purchase with BIXCEL

1 day ABN accepted - Visa holders welcome - Short term accepted

Cashflow Funding

As a specialised business, you need finance options that are tailored for your industry and unique business needs, BIXCEL got you covered.

Asset Finance

Discover BIXCEL Car Finance for competitive rates and flexible terms. Our streamlined process ensures quick approvals and dedicated support, making car ownership smooth and affordable.

Who We Are

BIXCEL is a non-bank commercial lender offering fast and flexible funding solutions for Australian businesses. From startups to established enterprises, we deliver tailored loans to support every stage of growth.

What We Offer

Asset Finance – Fund vehicles, equipment, or machinery to boost productivity.
Cash Flow Loans – Access working capital when your business needs it most.
Flexible Structures – Customised solutions to match your cash flow and operations.
Fast Turnaround – Quick approvals and digital processing for doorstep delivery.

We empower businesses with simple, effective lending—always ready to go the extra mile.

Looking for more information?

We’ve made it easy for you to find everything you need here.

What visa types do you accept?

All visas accepted except Working Holiday, Visitor & Refugee.

Do you accept Student Visas?

Absolutely! We welcome student entrepreneurs.

What is the loan amount range?

From $5,000 to $50,000.

What loan terms are available?

6, 12, 18, or 24 months.

Our team is ready to assist

Call us today to discuss your funding needs.

Get in touch

Let’s Talk

Contact us

Reach out to us anytime—we’re here to help

401 Docklands Drive, Docklands VIC 3008
1800 934 020